Having the right type of motorcycle insurance is important, especially if you’re paying off a motorcycle loan. Knowing what the different types of coverage are can help you choose the best insurance for your bike. The professionals at Friant Insurance Agency servicing Temecula, CA can help you shop around for a motorcycle insurance policy. If you have a need for comprehensive motorcycle insurance, we’re here to help. 

What Is Comprehensive Motorcycle Insurance?

Comprehensive motorcycle insurance provides coverage for non-collision events. Some common examples of events that comprehensive motorcycle insurance can cover include:

• Theft
• Vandalism
• Fire 
• Hailstorms
• Collisions with wildlife

Every insurance policy varies, so you’ll learn the details about your policy once your insurance agent gets you a quote. Pay attention to the categories of coverage and different levels of coverage to ensure that it’s the right policy for you. 

Is Comprehensive Coverage Required?

Typically, comprehensive coverage is not required unless you’re getting a loan to pay for your motorcycle. If you’re paying off a loan, your motorcycle lender may require you to get comprehensive coverage as well as collision coverage and liability. This helps ensure that you can pay for the repairs or damage after an accident, which helps protect your lender and you. 

Who Benefits from Comprehensive Coverage? 

If you live in an area where non-collision events are common, you may be a good candidate for comprehensive coverage. For example, if you live in an area where there are many deer, you may want a coverage that can help you repair damage if your motorcycle hits an animal.  

Call Today

Comprehensive motorcycle insurance can be important when your motorcycle is damaged in a covered event. The professionals at Friant Insurance Agency servicing Temecula, CA can help. We’re an independent insurance agency that can help you sort through the choices to choose the best insurance policy for your unique needs. Call today.