Reasons to Have Boat Insurance

In the Laguna Hills, CA area, it is not uncommon for people to own a boat. If you are one of those people who currently own a boat, then it is time to consider getting boat insurance. Here at Friant Insurance Agency, we believe that not only should you have insurance but it is something that you should keep all year long. These are just a few reasons why you should have boat insurance. 

  • It can help pay for the damage – Even though you may do everything you can do to keep your boat in pristine condition, things can still happen to it that you will need to repair. If you do not have boat insurance, then you will need to pay for these costs out of your own pocket. With boat insurance, you can get help with the repairs and will only have to pay a deductible. 
  • It provides liability coverage if someone is injured on your boat – Another thing to watch out for is if someone were to get injured while on your boat. If this happens, then they can actually turn around and sue you for negligence or something else. You may end up having to pay for those medical bills out of pocket or maybe even more. With the right boat insurance policy, you have liability protection to help protect you from this costly possibility. 

As you can see, there are many reasons and benefits to having boat insurance for your vessel. If you would like to get a free quote or learn more about your options, be sure to contact us here at Friant Insurance Agency, serving Laguna Hills, CA, today. We can help you find the right policy as well as make sure it fits within your budget.