Do I Need Condo Insurance in Temecula, CA?

Owning a condo can be an excellent investment. However, like all investments, you must ensure you’re protected. If you own a condo in California, you may wonder if it’s necessary to get condo insurance. Friant Insurance Agency explains why condo insurance is important and how it works. 

Is Condo Insurance Required? 

In some states, condo associations require owners to carry insurance coverage for their individual units. However, this is not the case in California. While it is not required by law in California, having an appropriate amount of coverage will protect you from financial ruin if something happens to your unit or someone else’s property while on your property. It’s always best practice to have enough coverage should any unfortunate circumstance arise while owning a home or condo.

How Much Coverage Is Enough?

The amount of coverage needed depends on several factors, such as the size and value of your unit and the number of personal belongings inside. You should also consider any other liabilities, such as pools or hot tubs, that may increase your risk factor when deciding how much coverage is right for you. An experienced insurance agent can help determine the best plan for you based on all these factors to protect you from any potential risks associated with owning a condo unit in California.  

At Friant Insurance Agency, we are committed to ensuring Temecula, CA residents have the proper condo insurance coverage! We understand how crucial home condo insurance is and want everyone in our community to feel secure. Reach out today so we can help answer any questions about protecting yourself with adequate condo insurance!