Umbrella Insurance in California
Here at Friant Insurance Agency Inc. in California, we understand that Life Insurance can be difficult to confront. Our staff at Friant Insurance know we cannot predict the future events, but we can plan for them. We are dedicated in providing our customers in Temecula, CA with the best coverage possible.
Life Insurance can be confusing, so here are some things you need to know.
What Is Life Insurance?
Life Insurance is there to help contribute after the event of your death. You can choose who will get paid, whether you want it to cover a specific outgoing and how - as one lump sum or smaller, regular payments. The amount that is paid will depend on what cover you get.
Who Needs Life Insurance?
The aim of Life Insurance is being ensured knowing your income is replaced after your death. Whether you are a full-time parent who doesn't bring in any income, the sole earner in your household or you help to provide as a joint earner for your family, Life Insurance is something to consider
For the full-time parents, even if you don't contribute a wage to your family you are relieving your family of childcare costs. If you are the sole earner, then the reason is obvious as to why you would want insurance; to support your family. Additionally, if you contribute equally, then your family may not be able to carry on without your income.
Types of Life Insurance
There are just two types of Life Insurance to consider. Firstly, there is 'term insurance' which will only pay out for a certain amount of time. And, secondly, there is 'whole-life insurance' and this will keep paying out if you kept up with the payments.
If you wish to discuss our policies further then visit our Friant Insurance office located in Temecula, CA. Our staff will be happy to help and will provide you with an excellent price to suit your needs. Visit our website for more details.