Friant Insurance Agency offers coverage to the Temecula, CA community, as well as the surrounding areas. We strive to provide our clients with excellent customer service. We are an independent agency. We offer a wide variety of flexible policies designed to meet our client’s needs in any situation.
How Umbrella Insurance Impacts California Restaurant Owners
Accidents can happen at any time. It’s important to have a backup plan in the event of an emergency. Consider the benefits of umbrella insurance. Umbrella insurance covers you if you are involved in a serious liability dispute. Without that extra layer of protection, you could possibly lose your assets. This is especially true if you are a Temecula, CA restaurant owner.
Operating a restaurant comes with a lot of risks. Imagine if one of your customers slips on a wet spot and injures their ankle. Perhaps you accidentally serve your customer’s contaminated food and many of them become ill. You are liable in these situations. If you serve alcohol, you are technically responsible for the actions of others. Perhaps you serve one of your customers an extra drink they didn’t need and they cause property damage or injure someone. You are responsible if the injured party takes legal action. If you don’t have enough protection in place, you could lose everything handling these allegations. Umbrella insurance provides the extra coverage to help keep your business afloat.
Another common issue in the restaurant industry is workplace disputes. Perhaps your business faces allegations of harassment and discrimination. Umbrella insurance can help protect your business as you go through the process.
Friant Insurance Agency Can Help You Protect Your Assets
Visit our website to learn more information about umbrella insurance.