Understanding Car Insurance Benefits For High School Students

Young teenagers in today’s society are starting to transition from their current age to adults slightly faster than two decades ago. In Laguna Hills, CA, teenagers are able to obtain their learner’s permit at the age of 15 ½ years old. This will give them the start necessary to drive themselves to and from school at the discretion of their parents. The next level will include their provision license, which can be obtained between 16 years old and 17 ½ years old.

At Friant Insurance Agency, we strive to provide high quality and affordable car insurance for our clients. After a young teenager obtains their learner’s permit, it is important for the parents to start searching for car insurance options. There are a variety of benefits that a teenager can enjoy with their learner’s permit and provisional license. Today, we are going to briefly cover what you should take into consideration with your teen driver.

In Laguna Hills, CA, a teen with a learner’s permit must be covered under the insurance of the licensed driver riding with them (typically the parents). The great benefits here are you saving slightly more money in the long run and slowly guiding your teenager through car insurance necessities.

Adding your teen under your insurance policy typically costs less than when they will have insurance under their own name. This will be the perfect time for your teen to start understanding the value of a dollar. If they are working, you can have them pay a specific amount towards the car insurance per month. Once they obtain their own, it will not seem like a new financial responsibility to them.

Once a teenager receives their provisional license, then you have an option here. Keep them under your current family policy or allow them to get their own. Typically the teenager will have to pay a little bit more for car insurance under their own name than being covered by the family’s existing policy.

If you would like to inquire what Friant Insurance Agency can offer your teenager specifically, please feel free to contact us via e-mail or phone.