Insurance or No Insurance, That Is the Question

Temecula residents who enjoy boating have many opportunities to spend time on the water. While the state of California does not require boat or watercraft insurance, it is still important to consider the risks. With many other boaters sharing the same waterways, having insurance helps protect both your watercraft and your financial security. Friant Insurance Agency can help you take the next step in boating safety by finding the right coverage.

Reasons Why Watercraft Insurance Is Important

• If your boat or watercraft is not insured and you are involved in an accident, you will be responsible for any injuries or property damage. These costs can be substantial and may impact your financial stability.
• Liability coverage helps pay for bodily injury and property damage caused to others.
• Many marinas require proof of insurance before allowing you to dock your watercraft. This protects other boaters from the risks posed by uninsured vessels.
• Depending on the policy, coverage options may include comprehensive protection for theft, severe weather, vandalism, or damage to the boat, motor, and attached equipment.
• Watercraft insurance provides coverage if you or your passengers are injured while entering or exiting the boat.
• A policy can also offer protection for medical bills and repairs if an underinsured or uninsured watercraft collides with yours.

Contact Us

Prepare for your next day on the water in Temecula, CA, with a reliable boat or watercraft insurance policy. Contact Friant Insurance Agency to ride with confidence knowing your vessel is protected.