4 Advantages of Boat Insurance

If you have reached a certain point in life, owning a boat represents an exciting lifestyle. But like investing in a vehicle, you need to protect your boat with robust insurance — overlooking boat insurance will just put you and your boat in jeopardy. But because you are wise, failing to invest in boat insurance isn’t an option for you. So, if you are in Temecula, CA and its environs, your first thought after purchasing a boat is to invest in watercraft insurance from Friant Insurance Agency. In the process, here are the benefits you get:

Property damage coverage

Suppose you hit another boat or a stationary object — wouldn’t it be heartbreaking to watch your prized investment go down the drain? For this reason, we insist you purchase boat insurance to cover your boat from such accidents.

And that’s not all. Boat insurance protects your asset even when outside the waters. Depending on your coverage, boat insurance can protect your boat when towed and parked.

Liability coverage

Even the best boaters can have an awful day. Maybe you know the nitty-gritty about boating, but that 50-knot wind blew you into the direction of another boater. Despite the circumstances, you could be held responsible for the damages and injuries you cause.

Peace of mind

A time in the water is supposed to be fun and relaxing. You don’t have to think about all the wrong things that can happen. Boat insurance lets you enjoy a worry-free time in the water, knowing that you are protected despite what happens.

Uninsured boater coverage

Like on the road, the waters are full of boaters sailing without insurance. Buy uninsured boater coverage to avoid being inconvenienced by uninsured boaters that crash on you.

If you own a boat, watercraft insurance is a no-brainer. It’s the surest way to enjoy a relaxed time on the water. Ready for coverage in Temecula, CA? Please contact Friant Insurance Agency for a personalized boat insurance policy.