Auto Insurance in California
While cars are convenient and comfortable modes of transportation between home, work, and school, the roads are also a dangerous place. Being involved in a collision can lead to significant financial or medical stress on a family. It is important that drivers have auto insurance to help replace a car should catastrophe strike. If a car is involved in an accident, stolen, or even lost due to a natural disaster, the correct car insurance policy can replace a car and lessen the financial burdens on the owner.
Furthermore, these policies can even help cover any medical or legal costs that can accompany a serious accident. Insurance requirements vary by city and state and it is essential that people in Temecula, CA understand the legal requirements of auto insurance.
Different policies are appropriate for different people, but there is a minimum amount of auto insurance every driver in the state of California must maintain. First, every individual must have:
- Bodily injury liability coverage. This coverage should be at least $15,000 per person and at least $30,000 per accident. These are financial means that help pay for medical expenses involved in a serious accident.
- Property Damage Liability Coverage of at least $5,000 to replace any property, such as a car, that might be damaged in a collision.
Failure to comply with these regulations can lead to a costly ticket at the scene of an accident. This is the last thing any driver wants to experience after the shock of a collision. It is important to make sure that individuals remain in compliance with the auto insurance laws in the state of California.
For people looking for auto insurance in Temecula, CA, contact the Friant Insurance Agency, Inc. for more information how auto insurance can protect drivers, passengers, and property from costly expenses. Friant Insurance Agency Inc. has experience protecting the citizens of California from costly auto, medical, and legal expenses. Call today!