Boat/Watercraft Insurance in California

For the citizens of Murrieta, CA, the water is a popular place to spend free time. Some people even purchase a boat to enjoy the water in a comfortable way. These boats are often expensive to purchase and maintain. Therefore, it is essential that these luxurious aquatic vehicles remain protected. First of all, boating insurance is not a requirement in the state of California; however, it is prudent that anyone purchasing a boat have an insurance policy that will assist with repairs or replacement should the boat become damaged or lost in any way.

A boat insurance policy is similar to an auto insurance policy in that there are different levels of each. When it comes to boat insurance, the basic policies will assist with either repairs or replacement up to a certain financial level based on the policy and the mechanism that caused the damage. Policies can be upgraded to include higher levels of financial compensation for more expensive boats and coverage for disasters such as bad weather or fire damage. Some policies will even replace a boat in the event of theft. Residents of California should speak with an experienced insurance agent for more information on the various types of boat insurance policy. Every person and boat is different, so their needs will also vary.

What many people don't realize about boat insurance is that boat insurance can actually be suspended for certain months when the boat is not in use. This makes it different from auto insurance. While the boat will not be covered for any damages, many individuals winterize their boat, making it unlikely that the boat will be damaged. Premiums for boat insurance are also suspended during this time. It is important to speak with an insurance agent prior to making this move.

For residents of Murrieta, CA looking for boat insurance, look no further than Friant Insurance Agency, Inc. Friant Insurance Agency, Inc. has the experience necessary to protect any boat with boat insurance. Call today!

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