{"id":103,"date":"2020-04-30T04:00:00","date_gmt":"2020-04-30T10:00:00","guid":{"rendered":"https:\/\/www.friantinsurance.com\/blog\/?p=103"},"modified":"2020-04-30T12:15:07","modified_gmt":"2020-04-30T18:15:07","slug":"what-does-renters-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.friantinsurance.com\/blog\/what-does-renters-insurance-cover\/","title":{"rendered":"What does renter&#8217;s insurance cover?"},"content":{"rendered":"<p>Your landlord&rsquo;s insurance policy does not also safeguard your possessions. You need an insurance plan that protects your furniture and personal keepsakes in the instance of a natural disaster or man-made incident. The agents at Friant Insurance Agency can help you find the renter&rsquo;s insurance policy that best suits your lifestyle in Temecula, CA. First, it is important to understand how renter&rsquo;s insurance works.&nbsp;<\/p>\n<p><strong>What is renter&rsquo;s insurance?<\/strong><\/p>\n<p>A renter&rsquo;s insurance policy is an indemnity plan designed to protect those who rent apartments or single-family homes from significant financial loss. Your insurance plan works similarly to home insurance in that you may claim up to your policy&rsquo;s limits when an incident occurs.&nbsp;<\/p>\n<p><strong>What does renter&rsquo;s insurance cover?<\/strong><\/p>\n<p>Renter&rsquo;s insurance does not always provide coverage for structural damage. You are solely responsible if your guest breaks a window or punches a hole through a wall during a visit. You can, however, depend on renter&rsquo;s insurance to pay for flooding due to a broken pipe. A good policy also pays for losses due to theft.&nbsp;<\/p>\n<p><strong>How much renter&rsquo;s insurance do you need in Temecula, CA?<\/strong><\/p>\n<p>The amount of renter&rsquo;s insurance that you need depends on a number of things. Centrally, you should consider how much insurance you can afford.&nbsp;<\/p>\n<p>The cost of your premium is determined by a number of factors, which include the age of the building as well as the size of the apartment. You may pay less for renter&rsquo;s insurance if you have a studio apartment. The value of the items for which you need coverage is also a significant factor.&nbsp;<\/p>\n<p>The agents at Friant Insurance Agency can help you find the renter&rsquo;s insurance policy that is right for your home. Call them today to get started with a quote for coverage!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your landlord&rsquo;s insurance policy does not also safeguard your possessions. You need an insurance plan that protects your furniture and personal keepsakes in the instance of a natural disaster or man-made incident. The agents at Friant Insurance Agency can help you find the renter&rsquo;s insurance policy that best suits your lifestyle in Temecula, CA. First, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,10],"class_list":["post-103","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-friant-insurance-agency","tag-temecula-ca"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.friantinsurance.com\/blog\/what-does-renters-insurance-cover\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Friant Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What does renter\u2019s insurance cover? 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